RETIREMENT EDUCATION BLOG

Consider Added Healthcare Costs in Retirement

Many plans for retirement spending tend to focus on where you’ll go, what you’ll do, and who you’ll spend time with. But without your health, you have nothing. The price of healthcare for retirees continues to rise and shows no signs of slowing. A 65-year-old retiring in 2025 can expect to spend an average of… View Article

When to BUY – Taking Advantage of Investment Opportunities

Knowing when to buy your investments is just as important as knowing when to sell them. Buying at the right time could potentially help you take advantage of investment opportunities and position your portfolio for long-term growth. Market Guard® along with our team can provide you with deeper understanding of market conditions and the factors… View Article

Know How Retirement Can Affect Spending

Spending can be a tricky prospect for retirees. For some, the concept of spending money—even when it goes towards goals and dreams you’ve been building for—seems foreign after an entire career of saving and fiscal responsibility. Even more common in retirement is the introduction of new expenses. Maybe the gas and car maintenance bills go… View Article

Building a Retirement Income Plan

Retirement marks a fundamental shift in how people generate income. Instead of earning a paycheck, retirees transition to assembling income from various sources they’ve built over their working years. The goal isn’t just to replace income — it’s to build a sustainable, flexible, and resilient plan that can endure market changes, inflation, longevity, and evolving… View Article

Will You Hit a Retirement Milestone This Year?

Getting an education, starting a family, advancing in your career… There are plenty of significant moments along the way as you lead your life. And as retirement approaches—or if you’re already enjoying it—there are more important ages and milestones that can affect your financial plans. 50: Catch-Up Contributions 59 ½: Penalty-Free Withdrawals 62: Early Social… View Article

Get Your Budget Set Up for a New Year

The start of a new year is more than a calendar milestone—it’s an opportunity to take control of your financial future. For retirees and those nearing retirement, creating a detailed budget isn’t just a good habit; it’s an important step towards long-term confidence in your finances. 1. Adjust for Changing ExpensesInflation and rising healthcare costs… View Article

How Will New Laws and Regulations Affect Your Plans in 2026?

Your retirement goals may not have changed from one year to the next, but each time the calendar resets to January, it’s likely that some financial rules and regulations will see changes. 2026 is no exception as there are some notable differences to retirement-related items that could be worth your consideration. It’s hard to keep… View Article

When to SELL – Making Important Investment Decisions

Knowing when to sell your investments is just as important as knowing when to buy them. Selling at the right time can help you lock in gains and minimize losses, but it can be challenging to make the right investment decisions. One of the many reasons why we implement Market Guard® is because confident investment… View Article