RETIREMENT EDUCATION BLOG

When to BUY – Seizing Opportunities and Building Wealth

Market Guard® understands that successful investing requires not only knowing when to hold onto or sell investments, but also when to buy. Buying investments at the right time can help investors seize opportunities and build long-term wealth. Our team of experienced financial advisors works closely with our clients to identify investment opportunities based on market… View Article

Planning for Taxes in Retirement Can Help Protect Your Independence

As we move through summer, consider thinking about what financial independence really means for you in retirement. Even if you’ve saved up more than your target amount, you shouldn’t forget about how to manage the income you take… and the taxes that may come with it. Your retirement income may come from several sources, including… View Article

Build a Sustainable Retirement Budget

Even the most frugal savers can find themselves unknowingly spending more in retirement than they ever did during their working years. With the added time and freedom that comes with your golden years, it’s important to set up a healthy, sustainable budget so you can enjoy your golden years with added confidence that your money… View Article

A Better Question Than “What Will the Market Do?”

One lesson stands out across American history: Plans that survive change are built to adapt—not to predict. That’s as true for retirement planning today as it has ever been. If you’d like help understanding how your current plan may respond to:  We offer a complimentary retirement planning review designed to help you identify potential gaps… View Article

Financial Independence Starts with a Coordinated Income Plan

As we celebrate Independence Day, it’s a good reminder that financial independence in retirement doesn’t happen by accident. It often comes from having a thoughtful plan for when and how to use the income sources available to you. When those pieces work together, retirement can feel a lot more steady and a lot less stressful…. View Article

When to SELL – Mitigating Risk and Optimizing Returns

Knowing when to sell an investment is just as important as knowing when to hold onto it. We provide support on when to sell investments based on market conditions, individual investment performance, and our clients’ financial goals and risk tolerance. When it comes to selling investments, it’s important to have a clear strategy in place… View Article

What History Reveals About Retirement Risk

Throughout American history, one thing has stayed consistent: Change. Markets rise and fall.Tax laws evolve.People live longer than ever before. Yet many retirement plans are built around a single assumption—that the future will look roughly like the present. In our guide, What 250 Years of America Has Taught Us About Retirement Planning, we explore: •… View Article

Do You Know Your Retirement Number?

For retirees, it’s often much easier to worry about how to grow their wealth than to feel confident in the wealth they’ve spent a career building. Will it be enough to support the lifestyle you’ve dreamed of? Will it be able to cover unexpected medical or life-change expenses? Knowing your “retirement number” can help you… View Article