RETIREMENT EDUCATION BLOG

How is Inflation Affecting Retirement Plans?

Inflation may not dominate headlines the way it did a few years ago, but for retirees and those nearing retirement, it remains one of the most persistent threats to long‑term financial security. Even moderate inflation can quietly erode purchasing power over time—making it harder to maintain the lifestyle you planned for. For retirees, inflation hits… View Article

Know How to Max Out Contributions

If you’re gearing up for retirement, it’s beneficial to max out all available retirement account contributions whenever possible. Doing so promotes growth of wealth for the future and can also provide certain tax benefits and savings depending on your personal strategy. This year brings a few changes in these limits – especially for those over… View Article

The Importance of Working with Market Guard®

Working with Market Guard® can be beneficial for individuals and families seeking support with their financial planning and investment needs. Our team of experienced financial advisors is committed to providing customized strategies for each of our clients based on their unique goals and risk tolerance. We utilize savvy design, extensive market research, and diverse investment… View Article

Know How Taxes Change in Retirement

As we head further into 2026, several tax changes are set to take effect that could influence your retirement income, tax bill, and long‑term planning strategy. Whether you’re already retired or approaching retirement, understanding these changes now can help you avoid surprises and uncover new planning opportunities. One of the most notable updates is an… View Article

Know How to Handle RMDs

For retirees who have already reached the age for Required Minimum Distributions (RMDs), 2026 will bring about more changes you need to be aware of. A primary concern for 2026 is the timing of the first RMD if you’re reaching the first qualifying age of 73. While retirees may delay their initial withdrawal until April… View Article

Legacy Planning Helps Others and Yourself

Retirement planning isn’t just about generating income after your working years—it’s also about creating a meaningful legacy that reflects your values, protects your loved ones, and assists in seeing that your wealth is transferred according to your wishes. Legacy planning is a natural extension of retirement planning because the decisions you make during retirement directly… View Article

Consider Added Healthcare Costs in Retirement

Many plans for retirement spending tend to focus on where you’ll go, what you’ll do, and who you’ll spend time with. But without your health, you have nothing. The price of healthcare for retirees continues to rise and shows no signs of slowing. A 65-year-old retiring in 2025 can expect to spend an average of… View Article

When to BUY – Taking Advantage of Investment Opportunities

Knowing when to buy your investments is just as important as knowing when to sell them. Buying at the right time could potentially help you take advantage of investment opportunities and position your portfolio for long-term growth. Market Guard® along with our team can provide you with deeper understanding of market conditions and the factors… View Article