RETIREMENT EDUCATION BLOG

Know How Taxes Change in Retirement

As we head further into 2026, several tax changes are set to take effect that could influence your retirement income, tax bill, and long‑term planning strategy. Whether you’re already retired or approaching retirement, understanding these changes now can help you avoid surprises and uncover new planning opportunities. One of the most notable updates is an… View Article

Know How to Handle RMDs

For retirees who have already reached the age for Required Minimum Distributions (RMDs), 2026 will bring about more changes you need to be aware of. A primary concern for 2026 is the timing of the first RMD if you’re reaching the first qualifying age of 73. While retirees may delay their initial withdrawal until April… View Article

Legacy Planning Helps Others and Yourself

Retirement planning isn’t just about generating income after your working years—it’s also about creating a meaningful legacy that reflects your values, protects your loved ones, and assists in seeing that your wealth is transferred according to your wishes. Legacy planning is a natural extension of retirement planning because the decisions you make during retirement directly… View Article

Consider Added Healthcare Costs in Retirement

Many plans for retirement spending tend to focus on where you’ll go, what you’ll do, and who you’ll spend time with. But without your health, you have nothing. The price of healthcare for retirees continues to rise and shows no signs of slowing. A 65-year-old retiring in 2025 can expect to spend an average of… View Article

When to BUY – Taking Advantage of Investment Opportunities

Knowing when to buy your investments is just as important as knowing when to sell them. Buying at the right time could potentially help you take advantage of investment opportunities and position your portfolio for long-term growth. Market Guard® along with our team can provide you with deeper understanding of market conditions and the factors… View Article

Know How Retirement Can Affect Spending

Spending can be a tricky prospect for retirees. For some, the concept of spending money—even when it goes towards goals and dreams you’ve been building for—seems foreign after an entire career of saving and fiscal responsibility. Even more common in retirement is the introduction of new expenses. Maybe the gas and car maintenance bills go… View Article

Building a Retirement Income Plan

Retirement marks a fundamental shift in how people generate income. Instead of earning a paycheck, retirees transition to assembling income from various sources they’ve built over their working years. The goal isn’t just to replace income — it’s to build a sustainable, flexible, and resilient plan that can endure market changes, inflation, longevity, and evolving… View Article

Will You Hit a Retirement Milestone This Year?

Getting an education, starting a family, advancing in your career… There are plenty of significant moments along the way as you lead your life. And as retirement approaches—or if you’re already enjoying it—there are more important ages and milestones that can affect your financial plans. 50: Catch-Up Contributions 59 ½: Penalty-Free Withdrawals 62: Early Social… View Article