RETIREMENT EDUCATION BLOG

Make Sure to Take Your RMDs

If you’ve executed a solid retirement plan, it could be that you have accounts that contain more money than you need to have on hand on any given day. While that’s a good problem to have, you also need to stay alert to regulations to make sure you aren’t being penalized due to missing an… View Article

Staying Ahead (or Catching Up)

Savings are essential as you prepare for retirement, but chances are your preferred method(s) of saving come with a few rules and are a bit more complicated than simply adding to a pile during your working years before taking back from your funds in retirement. Many traditional savings vehicles place limits on how much you… View Article

Stay on Top of Taxes

With a new year, a new set of lawmakers, and plenty of speculation flying around, it’s essential to stay informed about the upcoming changes to federal tax law and how they might affect your retirement plans. These changes could have significant implications for both current retirees and those preparing for retirement. One of the most… View Article

Savvy Design – Maximizing Your Investment Potential

Savvy design is a key component of Market Guard’s® investment strategy. It involves using sophisticated modeling and analysis tools to design investment portfolios that are optimized for maximum growth potential and minimal risk. Our team of experienced financial advisors utilizes intelligent design to create portfolios that are diversified across different asset classes, industries, and geographies…. View Article

Keeping an Eye on Inflation

Inflation, the gradual increase in prices over time, can significantly impact the purchasing power of retirees. For those already in retirement, a higher inflation rate means that the cost of living will rise, potentially outpacing the growth of their retirement savings. This could lead to a situation where retirees may need to adjust their spending… View Article

Legacy Planning Helps Others – and Yourself

As we navigate through life, it’s essential to consider the legacy we leave behind. Legacy planning is a crucial aspect of financial planning that ensures your assets and values are passed on to future generations in a meaningful way. Here are some key benefits of legacy planning: Talk to a financial professional about helping yourself… View Article

Consider Added Healthcare Costs in Retirement

Take a moment and consider the amount of $330,000. That’s a sizable sum, no matter your total nest egg… And it’s also a good estimate for how much a 65-year-old couple can anticipate spending on health care costs through average life expectancy.1  Healthcare is vital to your quality of life, but you don’t want everything… View Article

Know How Retirement Can Affect Spending

As you approach retirement, it’s essential to understand how your personal and lifestyle expenses may change. Retirement is a significant transition that brings about various financial adjustments. Here are some key areas to consider: Housing: This is often the largest expense for retirees, regardless of whether you own your home or rent. If you have… View Article