RETIREMENT EDUCATION BLOG

Know Your Tax Strategy in the New Year

As the year draws to a close, it’s the perfect time to review your financial plan and implement strategies that can help reduce your tax burden and strengthen your long-term goals. One of the most effective moves is maxing out retirement contributions. If you haven’t reached the annual limit for your 401(k) or IRA, consider… View Article

Make Sure You’ve Met RMD Amounts

Once you reach age 73, the IRS requires you to begin taking Required Minimum Distributions (RMDs) from tax-deferred retirement accounts such as traditional IRAs, 401(k)s, and 403(b)s. These withdrawals are not optional—they’re mandated by law and taxed as ordinary income. Missing the deadline can result in steep penalties, currently up to 25% of the amount… View Article

Close Out the Year with a Financial Review

Believe it or not, we’re already in the final days of 2025. Soon, the calendar will turn over and things will carry on. So will your current plans, and it’s important to make sure that your plan is still properly aligned with your goals after everything that may have impacted it over the last year…. View Article

When to HOLD – The Art of Investment Patience

Patience is a virtue when it comes to investing. Knowing when to hold on to your investments and ride out market volatility can be just as important as knowing when to buy and sell. Market volatility can be unnerving, but it is important to remember that the stock market can recover from downturns and has… View Article

Bring Confidence to Your Holiday Spending

The holiday season is a time for celebration, generosity, and creating lasting memories—but it can also be a period of overspending if not approached thoughtfully. As with many other areas requiring budgeting, you should strive to achieve your holiday goals while keeping your long-term finances in mind. Start by setting a clear holiday budget. Factor… View Article

Cover All the Bases with Your Retirement Plan

As you think about your financial future, it’s important to make sure your retirement plan is more than just savings—it should be a complete strategy that supports your lifestyle, preserves your assets, and helps you retire with confidence. Be sure that all applicable areas of your life are addressed by your plan. Start by defining… View Article

Make Sure Your Insurance is Aligned With Your Needs

As the year comes to a close, it’s a great time to take a fresh look at your financial and retirement plans—especially your insurance coverage. Life changes quickly, and your insurance should keep pace to help protect what matters most. Start by reviewing your life insurance. Does your current coverage still reflect your family’s needs?… View Article

Optimize Your Tax Situation

As we approach the end of the year, it’s a great time to review your retirement plan—not just for investment performance, but for tax efficiency. Here are a few strategies that could potentially help you keep more of your retirement income: Be sure that you’re doing everything you can to keep what’s yours. A call… View Article