RETIREMENT EDUCATION BLOG

Legacy Planning Helps Others – and Yourself

As we navigate through life, it’s essential to consider the legacy we leave behind. Legacy planning is a crucial aspect of financial planning that ensures your assets and values are passed on to future generations in a meaningful way. Here are some key benefits of legacy planning: Talk to a financial professional about helping yourself… View Article

Consider Added Healthcare Costs in Retirement

Take a moment and consider the amount of $330,000. That’s a sizable sum, no matter your total nest egg… And it’s also a good estimate for how much a 65-year-old couple can anticipate spending on health care costs through average life expectancy.1  Healthcare is vital to your quality of life, but you don’t want everything… View Article

Know How Retirement Can Affect Spending

As you approach retirement, it’s essential to understand how your personal and lifestyle expenses may change. Retirement is a significant transition that brings about various financial adjustments. Here are some key areas to consider: Housing: This is often the largest expense for retirees, regardless of whether you own your home or rent. If you have… View Article

The Importance of Working with Market Guard®

Working with Market Guard® can be beneficial for individuals and families seeking support with their financial planning and investment needs. Our team of experienced financial advisors is committed to providing customized strategies for each of our clients based on their unique goals and risk tolerance. We utilize savvy design, extensive market research, and diverse investment… View Article

Know What to Do with New Income

Just as everyone is settling into 2025, many people find themselves adjusting to a new lifestyle as they begin a journey through retirement. Regardless of how well you’ve planned and what you’ve built up, it can still be a real shakeup when parts of your life that have been routine for decades are altered.  One… View Article

Take a Look Back at 2024 and Leap Into 2025

We made it! Another year in the books, with plenty of new and exciting adventures to look forward to in 2025. But speaking of putting things in the books, the beginning of a new year is a great time to review how your plans or outside conditions have changed over the last 12 months. Whether… View Article

Know Where Your Funds Come and Go

As you work to build your financial future, it’s likely that things can get more complicated. That doesn’t have to be a negative. Growing a family, advancing in a career, and investing in your ultimate goals provide more challenges and demand more attention, but – ideally – all is geared towards your ideal future. Your… View Article

Charity Can Benefit on Both Ends

The holiday season is a time of giving. Throughout the world, there are countless nonprofit organizations for nearly any cause that can be imagined and all are grateful for the support they receive. Qualified charitable distributions (QCDs) are otherwise taxable distributions from an IRA (other than an ongoing SEP or SIMPLE IRA) owned by an… View Article