We made it! Another year in the books, with plenty of new and exciting adventures to look forward to in 2025.

But speaking of putting things in the books, the beginning of a new year is a great time to review how your plans or outside conditions have changed over the last 12 months. Whether you’re in retirement, gearing up for the transition, or still laying the path for your future, it’s always advisable to check in with your goals and how current conditions in both your life and the market are working to achieve them. 

Established plans and brand new ones alike could benefit from an annual review and reset to help provide confidence as you embark on a new year. Areas to consider include¹:

• Creating a Personal Finance Inventory: Compile a list of all assets, liabilities, credit utilization, and your credit report.
• Set Goals: Divide your goals into short-term, mid-term, and long-term objectives.
• Create a Family Plan: Plan for children’s education, caring for aging relatives, and timing your retirement.
• Review Investments and Savings: Make sure the trends and movements of your current plan are consistent with meeting your future goals.
• Rebalance Your Portfolio: Adjust your portfolio to maintain your desired asset allocation and risk level.
• Review Taxes for Investments: Consider tax implications of selling assets and explore tax-loss harvesting.

Our professional team can help review your current finances and give you confidence and a clear course to begin the new year. Call us at 678-539-9518 and start off 2025 on a financially sound foot.

Investment advisory products and services made available through Impact Partnership Wealth, LLC (IPW), a Registered Investment Adviser. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. 

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This blog is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.