The final weeks of the year are often filled with festiveness, good times, and possibly some travelling in order to be with friends and family. One downside of the back end of the calendar is that a lot of the fun tends to come at a premium to your bank account. And while gift giving or travel costs can be well worth the additional expense, it’s important to keep track of expenses just as you would for a grocery budget or miscellaneous purchases at any other time of year.

In the short term, budgeting apps¹ have seen a sharp rise in popularity. Popular apps are continuously adding features to help keep you aware of patterns in spending and can alert you when unfamiliar or large purchases are detected.

Personal vigilance can help you through the holiday season, but for the big picture of budgeting for life events down the road, a financial professional can help show where you need to save – or possibly where you can afford to spend more than you thought! Contact us at 678-539-9518 to schedule a complimentary consultation and learn more about how spending and budgeting can be a strategy instead of a perceived restraint.

1. https://www.forbes.com/advisor/banking/best-budgeting-apps/

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This blog is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.