Don’t look now, but we’re already in the home stretch of 2025. We’re sure you have plenty of holiday plans filling up November and December, so now is a great time to take a final look at your current plans to make sure they’re updated so you can get to celebrating with friends and loved ones.

Before you get to your holiday festivities, you should consider:

1. Contributions
   Make sure you’re keeping an eye on your 401(k), IRA, or other retirement accounts. There’s still time to make catch-up contributions if you’re eligible!
2. Evaluate Your Investment Mix
   Is your portfolio still aligned with your goals and risk tolerance? A quick review can go a long way.
3. Roth Conversions
   Depending on your tax situation, converting some traditional IRA funds to a Roth IRA might be worth exploring.
4. Take Required Minimum Distributions (RMDs)
   If you’re 73 or older, don’t forget to take your RMDs to avoid penalties.

These are just some common items that might need to be looked at or updated before a new year begins. Your personal wants and needs are completely unique, and that’s why it’s important to do some end-of-year housekeeping to make sure your plan is still tailored to your preferences.

Consulting experienced professionals is a great way to help build confidence that you’re on the right track. Give us a call at 678-539-9518 and speak to our team about making sure you’re setting yourself up for a great start to 2026.

Investment advisory products and services made available through Impact Partnership Wealth, LLC (IPW), a Registered Investment Adviser. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.

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This blog is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.