There are many different investment options you may be using to build – and possibly grow – your nest egg as retirement approaches. No matter your plans, the most important aspect of managing your accounts and investments is to aim for the goal of having enough to STAY RETIRED once you make the leap.

One way to work towards this goal is to know and manage your acceptable level of risk. If retirement is still well down the road, you could wager more risk in hopes of building a bigger reserve. But if retirement is right around the corner, or if you’re already retired, more conservative strategies can help mitigate downturns or losses that would be difficult to recoup.

While keeping an eye on risk, it’s also important to consider that inflation and new expenses in retirement can be addressed by continuing to hold assets in vehicles that have the possibility to maintain your buying power. Figuring out where your plan should stand could benefit from the help of a professional. Investing in a stock or focusing on a 401(k) or IRA could provide more growth, but also risks more volatility and possible losses. Conversely, products such as an annuities or insurance policies with living benefit can provide more stable, but less liquid access to future income.

Your retirement experience should be unique to your specific wants and needs, and your retirement plan should reflect that. Call our team at 678-539-9518 and talk to an experienced financial professional to see how you can position your hard earned money to work for you in retirement.

Investment advisory products and services made available through Impact Partnership Wealth, LLC (IPW), a Registered Investment Adviser. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier.

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This blog is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.